What Every Expat Needs To Know About Health Insurance
as an expat reliable health
insurance is essential
what's on your mind?
Moving overseas brings lots of new experiences and uncertainty. One key area that can cause you some sleepless nights is healthcare.
What can you expect in your new home and how does it compare to the healthcare you’ve been getting?
The quality of care can even have an impact on whether you make the move or not and where you end up going. If there’s more than one option available to you then it could be the deciding factor between them.
We thought about writing a review for each region.
We could highlight the health care star performers in each and the ones that lagged well behind.
We could also look at any quirks in legislation that may impact healthcare for an expat.
We decided against this as it would be far too long winded and could be out of date as soon as we finished it. Plus there are people on the ground who do a far better job of providing this information than we could.
So instead we decided to write about the overall issues expats face with healthcare.
Needless to say if you are moving make sure that you research the country you’re heading to. Don’t take anything for granted about the healthcare system in the place you intend moving to.
It’s more than likely that your company will provide you with some form of medical insurance. So let’s start there and if they don’t we’ll deal with you later.
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who it's for?
The first thing you need to do is check that your company scheme covers your family.
This may sound a bit crazy, it’s a given that they would get cover.
Though, you know what it isn’t!
We’ve come across many people who have thought that their family were covered and it turned out they weren’t.
Also it is worthwhile making sure that they get the same level of cover that you do.
Again it’s not uncommon for an employee to get a higher level of cover than their dependents.
If the coverage is on a lower level, then establish whether it’s going to be enough.Make sure that your family is getting the cover that you want them to.