All the big offshore life companies have a perennial deal on their savings plans. Will these sweateners make a big difference to what you’ll get back from your investment plan. Should you be diving in now and making sure you make the most of them? Is there anything that you should be on the look out for. We’ve packed it all into a two minutes of chat.
For many expats a regular savings plan is their first venture into the world of offshore investing. All too often it turns out to be a bad experience for many and is one of the most common expat complaints.
Saving money over the long term is an important part of wealth creation. So we’ve looked at some key points that you should know so that you DON’T make the same mistakes as so many before you.
A Gloomy Forecast So it looks like we’re heading into a tough time for markets. Economic indicators seem to be pointing towards an economic slowdown. This could lead to a recession one thing for sure none of this is good for markets. In 2018 we saw the worst market performance in a decade with all … Read more
Losing hurts more than winning No one likes to lose, in fact, losing has a bigger impact on us than winning. Studies on “Loss Aversion” show that incurring losses impacts us twice as much as making the same gain. From an investment perspective this makes us act in ways which can be contrary to our … Read more
Who are we dealing with? For over 40 years the offshore life assurance firms have been the main option for expats wanting to save. They came to dominate the market by paying brokers with high commissions. We touch on they’re shortcomings in our “Expat Warning” article. They provide life assurance policies, a mix of investment … Read more
When a British Citizen becomes an expat what financial changes do they need to make? When a Brit becomes an expat there are certain things that you can’t do anymore. I meet a lot of people who run their finances as though they were still living in the UK. The reason why things change vary, … Read more
A Whole new world! You’ve become an expat or you’ve taken a job overseas, a move away from your home country. You’re experiencing lots of change, new things, new places and new ways of doing things. Learning a new culture is exciting and also be daunting. With all this excitement there’s still the mundane things … Read more