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Welcome to our Blog. We’re giving you content that helps you make better decisions and makes them easier!

Investment
Clive Macdonald

Why Do You Want To Sell? 6 Strategies To Beat A Market Slump

A Gloomy Forecast So it looks like we’re heading into a tough time for markets. Economic indicators seem to be pointing towards an economic slowdown. This could lead to a recession one thing for sure none of this is good for markets. In 2018 we saw the worst market performance in a decade with all

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Working out how much life insurance you need is a balancing act between assets and liabilities
Life Insurance
Clive Macdonald

Do you know how much life cover you need?

Easy or accurate In the past we’ve talked about who should have life insurance and why they should have it. A key question that many of us have is how much do we actually need? There’s a rule of thumb that uses a multiple of annual income. This ranges between 5 & 20 times annual income.

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Health care changes when you become an expat
Health Insurance
Clive Macdonald

What Every Expat Needs To Know About Health Insurance

what’s your mind Moving overseas brings lots of new experiences and uncertainty. One key area that can cause you some sleepless nights is healthcare. What can you expect in your new home and how does it compare to the healthcare you’ve been getting? The quality of care can even have an impact on whether you

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The policy holder isn't their client the adviser is.
Investment
Clive Macdonald

Offshore life assurance policies and you. What every expat should know

Who are we dealing with? For over 40 years the offshore life assurance firms have been the main option for expats wanting to save. They came to dominate the market by paying brokers with high commissions. We touch on they’re shortcomings in our “Expat Warning” article.  They provide life assurance policies, a mix of investment

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It's important to do the right thing when building wealth here are some key pointers to help
Investment
Clive Macdonald

10 Essential Wealth Creation Principles That Will Start You On The Road To Financial Freedom

Essential Wealth Creation Principles There are many strategies, philosophies and ideas on investimg. These are the essential fundamental principles of wealth creation. Every investment strategy has a unique hook which appeals to the investor. Some strategies have more merit than others. Then there are the ones that are unrealistic for the average investor. A great

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